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Non-Owner SR-22 Insurance

If you do not own a vehicle but California DMV has required proof of financial responsibility, ask whether operator coverage may meet the requirement in your case.

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Confirm the coverage type

California DMV's SR-22 filing information describes owner, operator, and broad coverage. The acceptable type depends on your DMV action.

Questions to ask an insurer

Confirm whether the insurer can submit the required California SR-22 certificate, which coverage applies, and what limits and exclusions the policy has.

Check your DMV notice

Use your official notice or contact DMV to verify the filing requirement and maintenance period.

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